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USDA Rural Housing Property Eligibility | Indiana USDA. – Property Eligibility. USDA home loans are only eligible in rural areas or areas outside of major metropolitan areas. The boundaries are determined by USDA and do.
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USDA home loans can be used to purchase any property so long as the property meets USDA property eligibility requirements. This means that you can use USDA loans to purchase foreclosed homes, short sales and homes sold by real estate agencies or banks after a bankruptcy.