Mixed mortgage news: Refis fall to four-year low, but purchases climb sharply – Additionally, there were 361,845 Home Equity Lines of Credit originated in Q2 2018, up 4% from the previous quarter and up 2% from a year ago to the highest level since Q3 2008. “Rising mortgage rates.
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The Impact of Price Trends on Mortgage Defaults – A number of factors drive default rates in mortgage, but a new study by Collateral Analytics has found that price uncertainty and actual and expected home equity are important drivers. To reach this.
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Delinquencies Up for All Loan Types; FHA Loans Hardest Hit – The National Delinquency Survey (NDS), a quarterly measure of mortgage. rates, declining average credit scores on new FHA endorsements since 2014 and rising debt-to-income ratios. Mitigating.
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Home Equity Loan Vs Refinance Cash Out The Right Way to Tap Your Home Equity for Cash – You’ve got three main strategies for unlocking your equity-a cash-out refinancing, home equity line of credit, or home equity loan. Of these options, cash-out refis are especially popular right now..